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Are you monitoring your credit score?
Your credit report is the document used to determine how much interest you will pay for credit cards, home mortgage, or personal loans. You need to make sure that it is accurate and correct.
Q. What is a credit monitoring service?
A. With the growing concern about identity theft, many companies now offer credit monitoring services for [...]
Money Smarts Don’t Always Come Naturally
I owe more money than I make Money is just one of those things that drive me crazy. My mind sees money as fluid – leaking everywhere quickly, much faster than I can gather it up. At other times, money simply becomes a vapor that… POOF! disappears before I even get to see it. Like [...]
Tomorrow is Payday – Workin’ the Debt Crunch Plan
My budget is slowly coming along – This week, I got the needed repairs to my car and a new sticker so now my car is insured, registered, inspected and stickered. I had to get fuel oil because the weather is definitely changing to now I have a dollar figure – $675 that I need [...]
Savings as an Expense – The Right Money Mindset
I realized this week – I’ve been thinking things all wrong. Get a handle on my money THEN have an emergency fund. I need to take on the mindset of building my savings right along with sticking with my budget. Working on my debt AND building up my emergency fund. My savings – A bill [...]
My personal budget update and car problems
This week’s budget – Since my birthday is in a couple days, I had to renew my nursing license. In Maine, registered nurses renew licenses every two years by your birthday. With that paid, the rest of my money on hand will go to repairs for my car to get a sticker. I’ve also asked [...]
My October Budget – Paying things on time
My Budget – Friday, I registered my vehicle before the plates expired. Today I paid my rent. I need to renew my nursing license which comes due on my birthday which is coming way to fast (next week!) then I start working on the bills I sorted through with my brand spankin new budget. The [...]
Staying Broke – Impulse Shopping and Kids
Money Talk – What keeps us broke and in debt? Our ACTIONS. Thanks to Money Monk, I discovered a great post by Broke Girl “10 Tips That Will Make Sure You Stay Broke.” As I read down through the comments – I realized that I’m not the only one that spends money without [...]
Poor as a church mouse but happy – Conquering my own debt crunch
My New Life – I moved myself and the boys 200 miles north and started over again… five weeks ago. I’ve now been working for a month (car insurance due again so I can FEEL the shift to life becoming a cycle). I’m getting geared up starting an actual BUDGET! October – the timing is [...]
Budget Fright is Setting In – The Numbers Make Me Jittery
Who needs a BUDGET? I do! Yes, at church today we had a special speaker from Bob Jones University on stewardship and debt. I wasn’t going to set up a time to meet with him while he was here because I thought I could figure this out by myself BUT when I realized I would [...]
Life and Money Goals to Get Out of my Own Debt Crunch
Pay Day and End of Week Two – Starting over is tough. Found a small child care center with openings for the boys and they start on Tuesday with the start of school – having to pay a week in advance… I paid my neice for watching the boys this week and then on my [...]
