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How Honest Are You with All People – Personality Traits of a Millionaire
By debtcrun
Trent over at The Simple Dollar is discussing the The Millionaire Mind by Thomas Stanley. He has also reviewed the popular finance book The Millionaire Next Door which I just absolutely have to pick up only I need to add one more to the set – Millionaire Women Next Door: The Many Journeys of [...]
Debt – Failure comes with lack of diligence not lack of money
By debtcrun
Debt – I’ve been thinking alot about diligence this past week. The quote that got me thinking…
“It is want of diligence rather than want of means that causes most failures.” Alfred Mercier
In other words, it is not money or income that keeps us from success, it is the lack of diligence.
Diligence [...]
Top 5 Obsessions – I’ve been TAGGED!
By debtcrun
Money Monk got tagged by Finance Girl so she spilled her guts on her top 5 obsessions then tagged me along with four other money bloggers. This scramble had Money Monk tagging me here at Debt Crunch. So it’s my turn to share my top 5 obsessions… then, of course, I will tag five [...]
Child Care and Careers – Caution, Mix Carefully
By debtcrun
I was over to The Simple Dollar reading his latest post on career choices for his family – a two parent family expecting their second child in September. It’s a tough call – deciding who will work or stay home, change jobs or even relocating completely to another area to be closer to family [...]
Debt – The Crux of the Matter
By debtcrun
Debt collectors rise to the occasion – I received a call yesterday from a less than friendly debt collector that instantly characterized me as a “professional debtor” and someone that “positions myself” to not only get myself out of my responsibilities but look to sue others. This telephone conversation went downhill fast!
First of all, [...]
How to Ask for a Raise – 8 Tips to Get That Pay Raise
By debtcrun
8 Tips To Help You Get That Raise – Nobody likes going in to ask the boss for a pay raise, but everyone likes getting one! Unfortunately, sometimes the only way to get the boss to hike your pay is to go in and ask. This can be a bit stressful and awkward, but [...]
Debt Crunch – Frugal Living is the Way to Build Wealth
By debtcrun
Frugal Living Is The Way To Build Wealth! Frugal living and building wealth go hand in hand. Saving small amounts really adds up to build your wealth.
There are three things that my grandma always told me:
1) Always treat others as you would want to be treated
2) Live your life the best way you can
3) [...]
Debt Free Living – Dave Ramsey’s Radio Show Yesterday
By debtcrun
The Dave Ramsey radio show I listened to yesterday had a 38 year old woman that yelled “We’re debt free!” for herself and her husband – an Air Force pilot, after clearing 25,000 worth of debt and now owns their house free and clear – worth $150,000. That figure was absolutely stunning.
Let that sink [...]
Subprime lenders – Subprime rates – Don’t Buy a Home Until You Can Afford It!
By debtcrun
Delaying Gratification Means Wait Until the Time is RIGHT -
Banks and financial institutions are lending at subprime rates to
borrowers that are high risk due to poor payment history, inadequate
earning power and less than 20% down payment. As you can read one story
about the impact of borrowing before you are ready on Yahoo! – Subprime [...]
Clean out your financial closet – Spring Cleaning Finances
By debtcrun
This morning, front and center on Yahoo’s home page is the link to “Tidy Up Your Finances” an article by Laura Rowley on Yahoo Finance Six Steps for Financial Spring Cleaning. Although there was little earth shattering about Ms. Rowley’s advice – it gives a nice summary of what should be top of mind [...]
