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	<title>www.debt-crunch.com &#187; Budgeting</title>
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	<link>http://www.debt-crunch.com</link>
	<description>The Source for Debt Information</description>
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		<title>Money Smarts Don’t Always Come Naturally</title>
		<link>http://www.debt-crunch.com/money-smarts-don%e2%80%99t-always-come-naturally</link>
		<comments>http://www.debt-crunch.com/money-smarts-don%e2%80%99t-always-come-naturally#comments</comments>
		<pubDate>Sun, 04 Nov 2007 22:10:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Family Budget]]></category>
		<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Mindset]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[feature]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money smart]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Women]]></category>

		<guid isPermaLink="false">http://debt-crunch.com/?p=18</guid>
		<description><![CDATA[

I owe more money than I make Money is just one of those things that drive me crazy. My mind sees money as fluid &#8211; leaking everywhere quickly, much faster than I can gather it up. At other times, money simply becomes a vapor that… POOF! disappears before I even get to see it. Like [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tomorrow is Payday &#8211; Workin’ the Debt Crunch Plan</title>
		<link>http://www.debt-crunch.com/tomorrow-is-payday-workin%e2%80%99-the-debt-crunch-plan</link>
		<comments>http://www.debt-crunch.com/tomorrow-is-payday-workin%e2%80%99-the-debt-crunch-plan#comments</comments>
		<pubDate>Fri, 12 Oct 2007 22:03:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[bugeting]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[feature]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://debt-crunch.com/?p=15</guid>
		<description><![CDATA[

My budget is slowly coming along &#8211; This week, I got the needed repairs to my car and a new sticker so now my car is insured, registered, inspected and stickered. I had to get fuel oil because the weather is definitely changing to now I have a dollar figure &#8211; $675 that I need [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/tomorrow-is-payday-workin%e2%80%99-the-debt-crunch-plan/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My personal budget update and car problems</title>
		<link>http://www.debt-crunch.com/my-personal-budget-update-and-car-problems</link>
		<comments>http://www.debt-crunch.com/my-personal-budget-update-and-car-problems#comments</comments>
		<pubDate>Mon, 08 Oct 2007 05:56:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Student Loan Refinancing]]></category>
		<category><![CDATA[Women]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[car problems]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[how to budget]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://debt-crunch.com/?p=10</guid>
		<description><![CDATA[

This week’s budget &#8211; Since my birthday is in a couple days, I had to renew my nursing license. In Maine, registered nurses renew licenses every two years by your birthday. With that paid, the rest of my money on hand will go to repairs for my car to get a sticker. I’ve also asked [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/my-personal-budget-update-and-car-problems/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My October Budget &#8211; Paying things on time</title>
		<link>http://www.debt-crunch.com/my-october-budget-paying-things-on-time</link>
		<comments>http://www.debt-crunch.com/my-october-budget-paying-things-on-time#comments</comments>
		<pubDate>Tue, 02 Oct 2007 21:39:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[bugeting]]></category>
		<category><![CDATA[how to do a budget]]></category>

		<guid isPermaLink="false">http://debt-crunch.com/?p=6</guid>
		<description><![CDATA[My Budget &#8211; Friday, I registered my vehicle before the plates expired. Today I paid my rent. I need to renew my nursing license which comes due on my birthday which is coming way to fast (next week!) then I start working on the bills I sorted through with my brand spankin new budget. The [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/my-october-budget-paying-things-on-time/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Budget Fright is Setting In &#8211; The Numbers Make Me Jittery</title>
		<link>http://www.debt-crunch.com/budget-fright-is-setting-in-the-numbers-make-me-jittery</link>
		<comments>http://www.debt-crunch.com/budget-fright-is-setting-in-the-numbers-make-me-jittery#comments</comments>
		<pubDate>Sun, 16 Sep 2007 17:27:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Money Blogs]]></category>
		<category><![CDATA[Money Mistakes]]></category>
		<category><![CDATA[debt Collection]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Eliminate Debt]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money goals]]></category>

		<guid isPermaLink="false">http://www.debt-crunch.com/?p=175</guid>
		<description><![CDATA[Who needs a BUDGET? I do! Yes, at church today we had a special speaker from Bob Jones University on stewardship and debt. I wasn’t going to set up a time to meet with him while he was here because I thought I could figure this out by myself BUT when I realized I would [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Click to learn more about MediaSentiment Pro Debt Crunch &#8211; Being Resilient When Money is Hard to Find</title>
		<link>http://www.debt-crunch.com/click-to-learn-more-about-mediasentiment-pro-debt-crunch-being-resilient-when-money-is-hard-to-find</link>
		<comments>http://www.debt-crunch.com/click-to-learn-more-about-mediasentiment-pro-debt-crunch-being-resilient-when-money-is-hard-to-find#comments</comments>
		<pubDate>Sat, 18 Aug 2007 09:02:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Child Care]]></category>
		<category><![CDATA[Eliminate Debt]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[affiliate marketing]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[childcare]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[get out of debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[middle class]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.debt-crunch.com/?p=169</guid>
		<description><![CDATA[Getting Out of Debt is all fine and good when you have a financial goals with a workable plan (budget), enough income to work the plan, commitment to make it happen and accountability to ensure you do exactly what you set out to do.
Without all four &#8211; it will be an uphill battle to make [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/click-to-learn-more-about-mediasentiment-pro-debt-crunch-being-resilient-when-money-is-hard-to-find/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting Out of Debt &#8211; I’m Starting From Scratch… Again.</title>
		<link>http://www.debt-crunch.com/getting-out-of-debt-i%e2%80%99m-starting-from-scratch%e2%80%a6-again</link>
		<comments>http://www.debt-crunch.com/getting-out-of-debt-i%e2%80%99m-starting-from-scratch%e2%80%a6-again#comments</comments>
		<pubDate>Wed, 08 Aug 2007 07:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Family Budget]]></category>
		<category><![CDATA[debt Collection]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Eliminate Debt]]></category>
		<category><![CDATA[how to do a budget]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money goals]]></category>

		<guid isPermaLink="false">http://debt-crunch.com/?p=35</guid>
		<description><![CDATA[Working on Getting Out of My Own Debt Crunch  I’m in the middle of moving &#8211; I start my new job this coming Monday and it means a 200 mile move. So not only am I packing and decluttering (I truly need to simplify &#8211; and I mean SIMPLIFY) &#8211; I am spending money [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/getting-out-of-debt-i%e2%80%99m-starting-from-scratch%e2%80%a6-again/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Your Money Working for You &#8211; Ten Financial Commandments</title>
		<link>http://www.debt-crunch.com/get-your-money-working-for-you-ten-financial-commandments</link>
		<comments>http://www.debt-crunch.com/get-your-money-working-for-you-ten-financial-commandments#comments</comments>
		<pubDate>Fri, 03 Aug 2007 22:36:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Family Budget]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://debt-crunch.com/?p=24</guid>
		<description><![CDATA[Ten Financial Commandments By Lane Vause
Well, here are ten good rules that someone might considering follow to achieve financial freedom and also not waste an important asset, money.
1. Thou shalt not buy things before having the money. Many us think that we can pay for it later, so we buy it with our credit cards. [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/get-your-money-working-for-you-ten-financial-commandments/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt &#8211; Failure comes with lack of diligence not lack of money</title>
		<link>http://www.debt-crunch.com/debt-failure-comes-with-lack-of-diligence-not-lack-of-money</link>
		<comments>http://www.debt-crunch.com/debt-failure-comes-with-lack-of-diligence-not-lack-of-money#comments</comments>
		<pubDate>Mon, 30 Apr 2007 08:47:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[diligence]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[lose weight]]></category>
		<category><![CDATA[Mindset]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[obstacles fitness]]></category>

		<guid isPermaLink="false">http://www.debt-crunch.com/?p=165</guid>
		<description><![CDATA[By debtcrun
Debt &#8211; I’ve been thinking alot about diligence this past week.  The quote that got me thinking…
“It is want of diligence rather than want of means that causes most failures.”   Alfred Mercier
In other words, it is not money or income that keeps us from success, it is the lack of diligence.
Diligence [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/debt-failure-comes-with-lack-of-diligence-not-lack-of-money/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Child Care and Careers &#8211; Caution, Mix Carefully</title>
		<link>http://www.debt-crunch.com/child-care-and-careers-caution-mix-carefully</link>
		<comments>http://www.debt-crunch.com/child-care-and-careers-caution-mix-carefully#comments</comments>
		<pubDate>Sat, 14 Apr 2007 06:48:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Child Care]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Cost Of Kids]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[work]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[pay]]></category>

		<guid isPermaLink="false">http://www.debt-crunch.com/?p=136</guid>
		<description><![CDATA[By debtcrun
I was over to The Simple Dollar reading his latest post on career choices for his family &#8211; a two parent family expecting their second child in September. It’s a tough call &#8211; deciding who will work or stay home, change jobs or even relocating completely to another area to be closer to family [...]]]></description>
		<wfw:commentRss>http://www.debt-crunch.com/child-care-and-careers-caution-mix-carefully/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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