www.debt-crunch.com

Debt can feel like a big ugly monster stalking you. Goodness, after all these years of working and plotting to get out from under the weight of debt… you would think I would be wealthy by now OR at least nearing the final stretch to become debt free.  Instead, life has thrown me so [...]

Found Money – Lack of Boundaries Maybe it’s not a lack of boundaries but I know I had to make it clear that my extra money isn’t for others to use as a cushion.
Okay – I earned some extra money which has really lightened my emotional load this month. I haven’t received the check yet [...]

By debtcrun
On Money Monk’s December 2006 post – Why I Save Money I learned about a spending ratio that will lead us to a more balanced life financially.
50% Must-Haves
20% Savings
30% Wants
This spending ratio is apparently brought forth in Elizabeth Warren and Amelia Warren Tyagi’s book All Your Worth: The Ultimate Lifetime Money Plan. Now [...]

Student Loan Consolidation – Refinancing your student student loans into one loan payment “could” save you money AND put more money in your life for other things – like clearing up debt, starting an emergency fund, building your down payment for a new home.
Student Loan Refinancing – You Should Consider Student Loan [...]

Constant Credit Card Payments Are you trapped into making only minimum payments on your credit cards? I hope not.
Minimum payments decline as the balance on the credit card declines.
Let’s take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40 (2%) [...]

Weight Loss and Being Broke – Real Life Math Problems That Stump Us!
Math – Who knew! Here I was thinking that I was overweight and cash poor because I didn’t move enough or earn enough – I wasn’t looking at it as a word problem in math. Okay, it may seem a bit oversimplified but [...]