Click to learn more about MediaSentiment Pro Debt Crunch – Being Resilient When Money is Hard to Find
Getting Out of Debt is all fine and good when you have a financial goals with a workable plan (budget), enough income to work the plan, commitment to make it happen and accountability to ensure you do exactly what you set out to do.
Without all four – it will be an uphill battle to make [...]
Committing and Giving Beyond Tithes – Family Budget vs. Church Budget
By debtcrun
Today on the Dave Ramsey radio show, he offered his opinion about giving above your tithes in the form of commiting to a church building program all the while trying to get out of debt.
His guidance? Pray about it – act on what God puts on your heart to do. I understood completely when [...]
Student Loans – Stupid, Stupid Mistakes
By debtcrun
Stupid. STUPID mistakes. Don’t bother to tell me they weren’t stupid mistakes. They are my mistakes and yep, stupid. How someone can be so smart and stupid at the same time is always a puzzle to me. (I’m talkin’ about myself here – bear with me…)
Seven years. Seven years ago, I made money [...]
Debt, Credit Cards and Teenagers – College Kids Targeted by Credit Card Companies
By debtcrun
Debt, Credit Cards and Teenagers – I have two older girls that are 21 and 19 that get credit card offers every day, every single day. Sometimes 2-3 credit card offers come in the mail. I don’t want to simply throw them away because a part of me believes they should be shredded. Prevent [...]
Debt Crunch – Giving Up What We Don’t Need To Get What We Want
By debtcrun
Debt Crunch Note: Yesterday a friend stopped by and noticed my Total Money Makeover book. Curious, he asked how it works. I started with the Baby Steps – brief and to the point. His response – ” that sounds good in theory but with someone like me… living on disability, I don’t see [...]
Priorities and Paying Bills – What’s really important anyway?
By debtcrun
Between work and kids ~ I was on the road alot today. On I-95, driving meant talk radio which was the Mike Gallagher show without Mike (he’s supposed to be in Disney World or something) then Rush Limbaugh for one leg of driving I finally perked up when I got to listen to Dave [...]
Home Budget – A Spending Ratio for a More Balanced Life – Personal Finance
By debtcrun
On Money Monk’s December 2006 post – Why I Save Money I learned about a spending ratio that will lead us to a more balanced life financially.
50% Must-Haves
20% Savings
30% Wants
This spending ratio is apparently brought forth in Elizabeth Warren and Amelia Warren Tyagi’s book All Your Worth: The Ultimate Lifetime Money Plan. Now [...]
