Poor as a church mouse but happy – Conquering my own debt crunch
My New Life – I moved myself and the boys 200 miles north and started over again… five weeks ago. I’ve now been working for a month (car insurance due again so I can FEEL the shift to life becoming a cycle). I’m getting geared up starting an actual BUDGET! October – the timing is [...]
Click to learn more about MediaSentiment Pro Debt Crunch – Being Resilient When Money is Hard to Find
Getting Out of Debt is all fine and good when you have a financial goals with a workable plan (budget), enough income to work the plan, commitment to make it happen and accountability to ensure you do exactly what you set out to do.
Without all four – it will be an uphill battle to make [...]
New Job – New Life to Get Me Out of My Own Debt Crunch
Working on Getting Out of My Own Debt Crunch I’m in the middle of moving – I start my new job this coming Monday and it means a 200 mile move. So not only am I packing and decluttering (I truly need to simplify – and I mean SIMPLIFY) – I am spending money [...]
Debt – Failure comes with lack of diligence not lack of money
By debtcrun
Debt – I’ve been thinking alot about diligence this past week. The quote that got me thinking…
“It is want of diligence rather than want of means that causes most failures.” Alfred Mercier
In other words, it is not money or income that keeps us from success, it is the lack of diligence.
Diligence [...]
How to Ask for a Raise – 8 Tips to Get That Pay Raise
By debtcrun
8 Tips To Help You Get That Raise – Nobody likes going in to ask the boss for a pay raise, but everyone likes getting one! Unfortunately, sometimes the only way to get the boss to hike your pay is to go in and ask. This can be a bit stressful and awkward, but [...]
Subprime lenders – Subprime rates – Don’t Buy a Home Until You Can Afford It!
By debtcrun
Delaying Gratification Means Wait Until the Time is RIGHT -
Banks and financial institutions are lending at subprime rates to
borrowers that are high risk due to poor payment history, inadequate
earning power and less than 20% down payment. As you can read one story
about the impact of borrowing before you are ready on Yahoo! – Subprime [...]
Clean out your financial closet – Spring Cleaning Finances
By debtcrun
This morning, front and center on Yahoo’s home page is the link to “Tidy Up Your Finances” an article by Laura Rowley on Yahoo Finance Six Steps for Financial Spring Cleaning. Although there was little earth shattering about Ms. Rowley’s advice – it gives a nice summary of what should be top of mind [...]
Money, Cars and Loans – Learning How to Pay Cash for Cars
By debtcrun
Trent at The Simple Dollar offers up a new post on how to transition from staying in debt with car loans to paying cash for your next car. His post is straight forward and easy put into practice once we understand it works -
I’m learning that a great deal of our money issues and [...]
Get a credit card to establish credit – What were we thinking?
By debtcrun
Debt Crunch Going into debt to establish credit – what are we teaching our children? I know. I know. I’m just as guilty as the next guy. I listened to a twenty something during a break at a work training – she was explaining how to needed a co-signer for her car loan even [...]
Millionaires and Wealth Cycles – Who’s Turn Is It Anyway?
By debtcrun
Money Monk shared a Loral Langemeier article from The Street that got me thinking. Mostly sarcastic thoughts – because I know how information marketers work. You only need a smigeon of success in SOMETHING – you write a book, get enough people to buy the book, then you do some keynote speaking, build a [...]
