personal finance

Debt – The Crux of the Matter

By debtcrun
Debt collectors rise to the occasion – I received a call yesterday from a less than friendly debt collector that instantly characterized me as a “professional debtor” and someone that “positions myself” to not only get myself out of my responsibilities but look to sue others. This telephone conversation went downhill fast!
First of all, [...]

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How to Ask for a Raise – 8 Tips to Get That Pay Raise

By debtcrun
8 Tips To Help You Get That Raise – Nobody likes going in to ask the boss for a pay raise, but everyone likes getting one! Unfortunately, sometimes the only way to get the boss to hike your pay is to go in and ask. This can be a bit stressful and awkward, but [...]

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Get a credit card to establish credit – What were we thinking?

By debtcrun
Debt Crunch Going into debt to establish credit – what are we teaching our children? I know. I know. I’m just as guilty as the next guy. I listened to a twenty something during a break at a work training – she was explaining how to needed a co-signer for her car loan even [...]

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Stupid Mistakes – What is Really Stupid is to NOT Learn From Our Mistakes

By debtcrun
What actually is STUPID? Stupid mistakes happen when you knowingly do something that you KNOW will not work out for you in the long run. It is stupid to listen to the advice of others that have made the same mistakes and you believe it won’t turn out the same for you.
It is stupid [...]

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Debt Reduction – Don’t Make the Minimum Payments…Yet!

By debtcrun
Debt Reduction – When you hear that you should be doing baby step 1 -2 – 3 while making your “minimum” payments on your credit cards, loans – there is a critical point to remember. Pay Attention! When you see them lower your minimum monthly payment – IGNORE IT!
Over at Debt Be Gone – [...]

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Debt, Credit Cards and Teenagers – College Kids Targeted by Credit Card Companies

By debtcrun
Debt, Credit Cards and Teenagers – I have two older girls that are 21 and 19 that get credit card offers every day, every single day. Sometimes 2-3 credit card offers come in the mail. I don’t want to simply throw them away because a part of me believes they should be shredded. Prevent [...]

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