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I owe more money than I make Money is just one of those things that drive me crazy. My mind sees money as fluid – leaking everywhere quickly, much faster than I can gather it up. At other times, money simply becomes a vapor that… POOF! disappears before I even get to see it. Like [...]

My budget is slowly coming along – This week, I got the needed repairs to my car and a new sticker so now my car is insured, registered, inspected and stickered. I had to get fuel oil because the weather is definitely changing to now I have a dollar figure – $675 that I need [...]

I realized this week – I’ve been thinking things all wrong. Get a handle on my money THEN have an emergency fund. I need to take on the mindset of building my savings right along with sticking with my budget. Working on my debt AND building up my emergency fund. My savings – A bill [...]

This week’s budget – Since my birthday is in a couple days, I had to renew my nursing license. In Maine, registered nurses renew licenses every two years by your birthday. With that paid, the rest of my money on hand will go to repairs for my car to get a sticker. I’ve also asked [...]

My Budget – Friday, I registered my vehicle before the plates expired. Today I paid my rent. I need to renew my nursing license which comes due on my birthday which is coming way to fast (next week!) then I start working on the bills I sorted through with my brand spankin new budget. The [...]

My New Life – I moved myself and the boys 200 miles north and started over again… five weeks ago. I’ve now been working for a month (car insurance due again so I can FEEL the shift to life becoming a cycle). I’m getting geared up starting an actual BUDGET! October – the timing is [...]

Who needs a BUDGET? I do! Yes, at church today we had a special speaker from Bob Jones University on stewardship and debt. I wasn’t going to set up a time to meet with him while he was here because I thought I could figure this out by myself BUT when I realized I would [...]

Getting Out of Debt is all fine and good when you have a financial goals with a workable plan (budget), enough income to work the plan, commitment to make it happen and accountability to ensure you do exactly what you set out to do.
Without all four – it will be an uphill battle to make [...]

Working on Getting Out of My Own Debt Crunch I’m in the middle of moving – I start my new job this coming Monday and it means a 200 mile move. So not only am I packing and decluttering (I truly need to simplify – and I mean SIMPLIFY) – I am spending money [...]

Ten Financial Commandments By Lane Vause
Well, here are ten good rules that someone might considering follow to achieve financial freedom and also not waste an important asset, money.
1. Thou shalt not buy things before having the money. Many us think that we can pay for it later, so we buy it with our credit cards. [...]