Archive for budget

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Debt Free is the Goal But Dental Work Gets in the Way

By debtcrun
Debt Crunch Notes – I’m not very far into my “debt free” journey when I’ve hit another money glitch. Dental Work. I’m learning the hard way that putting of simple maintenance things like visits to the dentist cost more in the long run. A few weeks ago I realized that I was paying for [...]

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Money, Cars and Loans – Learning How to Pay Cash for Cars

By debtcrun
Trent at The Simple Dollar offers up a new post on how to transition from staying in debt with car loans to paying cash for your next car.  His post is straight forward and easy put into practice once we understand it works -
I’m learning that a great deal of our money issues and [...]

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Get Organized – From my budget to my closets – No more Big Spender

By debtcrun
Getting a handle on more than money. Yesterday, the boys spend the day at their dad’s place and I cleaned. It’s been a rough week with the house being constantly wrecked when I got home from work and it was making me sooo cranky!
For inspiration, I cleaned in the morning listening to my [...]

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07 Money and Debt – Building Your Emergency Fund – Every Dollar Has a Job

By debtcrun
While at Single Ma’s Fabulous Financials a reader shared this article in the middle of talking about building your emergency fund. It’s a great share. CNN Money has an online column called Millionaire in the Making – today’s article is about a 36 year old single mom on her own path to financial [...]

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Money and Boundaries – Found Money and Loans

Found Money – Lack of Boundaries Maybe it’s not a lack of boundaries but I know I had to make it clear that my extra money isn’t for others to use as a cushion.
Okay – I earned some extra money which has really lightened my emotional load this month. I haven’t received the check yet [...]

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Home Budget – A Spending Ratio for a More Balanced Life – Personal Finance

By debtcrun
On Money Monk’s December 2006 post – Why I Save Money I learned about a spending ratio that will lead us to a more balanced life financially.
50% Must-Haves
20% Savings
30% Wants
This spending ratio is apparently brought forth in Elizabeth Warren and Amelia Warren Tyagi’s book All Your Worth: The Ultimate Lifetime Money Plan. Now [...]

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Debt – An Eliminate Your Debt Offer I Could Refuse

Debt Elimination – This week in my mailbox I got this offer to “eliminate” my debts in 2007? from a national nursing association that apparently offers loans to nurses that can be used for anything you are willing to spend money on, including paying off your bills. It struck me that this “loan” is marketed [...]

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Weight Loss and Being Broke – Real Life Math Problems That Stump Us!

Weight Loss and Being Broke – Real Life Math Problems That Stump Us!
Math – Who knew! Here I was thinking that I was overweight and cash poor because I didn’t move enough or earn enough – I wasn’t looking at it as a word problem in math. Okay, it may seem a bit oversimplified but [...]

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