Archive for credit

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Are you monitoring your credit score?

Your credit report is the document used to determine how much interest you will pay for credit cards, home mortgage, or personal loans.  You need to make sure that it is accurate and correct.
Q. What is a credit monitoring service?
A. With the growing concern about identity theft, many companies now offer credit monitoring services for [...]

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Get Out of Debt Without Bankruptcy

How To Avoid Bankruptcy If At All Possible By Jon Arnold
Bankruptcy is when a person makes a legal declaration stating that one is legally insolvent. This article will deal with voluntary bankruptcy. This is where a debtor files a petition stating they are unable to meet their creditors requirements.
If you have the notion that if [...]

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New Job – New Life to Get Me Out of My Own Debt Crunch

Working on Getting Out of My Own Debt Crunch I’m in the middle of moving – I start my new job this coming Monday and it means a 200 mile move. So not only am I packing and decluttering (I truly need to simplify – and I mean SIMPLIFY) – I am spending money [...]

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Get a credit card to establish credit – What were we thinking?

By debtcrun
Debt Crunch Going into debt to establish credit – what are we teaching our children? I know. I know. I’m just as guilty as the next guy. I listened to a twenty something during a break at a work training – she was explaining how to needed a co-signer for her car loan even [...]

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Debt, Credit Cards and Teenagers – College Kids Targeted by Credit Card Companies

By debtcrun
Debt, Credit Cards and Teenagers – I have two older girls that are 21 and 19 that get credit card offers every day, every single day. Sometimes 2-3 credit card offers come in the mail. I don’t want to simply throw them away because a part of me believes they should be shredded. Prevent [...]

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