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	<title>www.debt-crunch.com &#187; credit card</title>
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		<title>Credit Card Companies &#8211; Is it Bait and Switch to Get Your Money</title>
		<link>http://www.debt-crunch.com/credit-card-companies-is-it-bait-and-switch-to-get-your-money</link>
		<comments>http://www.debt-crunch.com/credit-card-companies-is-it-bait-and-switch-to-get-your-money#comments</comments>
		<pubDate>Sat, 10 Mar 2007 05:51:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit lines]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://www.debt-crunch.com/?p=124</guid>
		<description><![CDATA[

By debtcrun
Over on Blogging Away Debt, Tricia shared how high her credit card companies were willing to go on your credit card limits without putting her annual income into the mix. When all was said and done &#8211; her annual income of around 40K and steady payments got her a grand total of over 70K [...]]]></description>
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		<title>Get a credit card to establish credit &#8211; What were we thinking?</title>
		<link>http://www.debt-crunch.com/get-a-credit-card-to-establish-credit-what-were-we-thinking</link>
		<comments>http://www.debt-crunch.com/get-a-credit-card-to-establish-credit-what-were-we-thinking#comments</comments>
		<pubDate>Tue, 06 Mar 2007 06:31:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[cosign]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[establish credit]]></category>
		<category><![CDATA[mortgage]]></category>
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		<guid isPermaLink="false">http://www.debt-crunch.com/?p=128</guid>
		<description><![CDATA[

By debtcrun
Debt Crunch Going into debt to establish credit &#8211; what are we teaching our children? I know. I know. I’m just as guilty as the next guy. I listened to a twenty something during a break at a work training &#8211; she was explaining how to needed a co-signer for her car loan even [...]]]></description>
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		<title>Debt Reduction &#8211; Don’t Make the Minimum Payments…Yet!</title>
		<link>http://www.debt-crunch.com/debt-reduction-don%e2%80%99t-make-the-minimum-payments%e2%80%a6yet</link>
		<comments>http://www.debt-crunch.com/debt-reduction-don%e2%80%99t-make-the-minimum-payments%e2%80%a6yet#comments</comments>
		<pubDate>Mon, 05 Feb 2007 05:36:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Money Blogs]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[banks]]></category>
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		<guid isPermaLink="false">http://www.debt-crunch.com/?p=119</guid>
		<description><![CDATA[

By debtcrun
Debt Reduction - When you hear that you should be doing baby step 1 -2 &#8211; 3 while making your “minimum” payments on your credit cards, loans &#8211; there is a critical point to remember. Pay Attention! When you see them lower your minimum monthly payment &#8211; IGNORE IT!
Over at Debt Be Gone &#8211; [...]]]></description>
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		<title>Credit Card Payments &#8211; Stop Making Minimum Payments on Your Credit Cards</title>
		<link>http://www.debt-crunch.com/credit-card-payments-stop-making-minimum-payments-on-your-credit-cards</link>
		<comments>http://www.debt-crunch.com/credit-card-payments-stop-making-minimum-payments-on-your-credit-cards#comments</comments>
		<pubDate>Sun, 14 Jan 2007 23:49:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Family Budget]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt-crunch]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[minimum payments]]></category>

		<guid isPermaLink="false">http://debt-crunch.com/?p=50</guid>
		<description><![CDATA[Constant Credit Card Payments  Are you trapped into making only minimum payments on your credit cards? I hope not.
Minimum payments decline as the balance on the credit card declines.
Let’s take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40 (2%) [...]]]></description>
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