www.debt-crunch.com

You are browsing the archives of dave ramsey.

Getting Out of Debt is all fine and good when you have a financial goals with a workable plan (budget), enough income to work the plan, commitment to make it happen and accountability to ensure you do exactly what you set out to do.
Without all four – it will be an uphill battle to make [...]

How To Avoid Bankruptcy If At All Possible By Jon Arnold
Bankruptcy is when a person makes a legal declaration stating that one is legally insolvent. This article will deal with voluntary bankruptcy. This is where a debtor files a petition stating they are unable to meet their creditors requirements.
If you have the notion that if [...]

By debtcrun
The Dave Ramsey radio show I listened to yesterday had a 38 year old woman that yelled “We’re debt free!” for herself and her husband – an Air Force pilot, after clearing 25,000 worth of debt and now owns their house free and clear – worth $150,000. That figure was absolutely stunning.
Let that sink [...]

By debtcrun
Stupid. STUPID mistakes. Don’t bother to tell me they weren’t stupid mistakes. They are my mistakes and yep, stupid. How someone can be so smart and stupid at the same time is always a puzzle to me.  (I’m talkin’ about myself here – bear with me…)
Seven years. Seven years ago, I made money [...]

By debtcrun
Between work and kids ~ I was on the road alot today. On I-95, driving meant talk radio which was the Mike Gallagher show without Mike (he’s supposed to be in Disney World or something) then Rush Limbaugh for one leg of driving I finally perked up when I got to listen to Dave [...]

The Secret to Saving Money – Dave Ramsey In the house of the wise are stores of choice food and oil, but a foolish man devours all he has. – Proverbs 21:20
Saving money is not a matter of math. You will not save money when you get that next raise. You will not save money [...]