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Getting Out of Debt is all fine and good when you have a financial goals with a workable plan (budget), enough income to work the plan, commitment to make it happen and accountability to ensure you do exactly what you set out to do.
Without all four – it will be an uphill battle to make [...]

By debtcrun
I was over to The Simple Dollar reading his latest post on career choices for his family – a two parent family expecting their second child in September. It’s a tough call – deciding who will work or stay home, change jobs or even relocating completely to another area to be closer to family [...]

By debtcrun
Debt collectors rise to the occasion – I received a call yesterday from a less than friendly debt collector that instantly characterized me as a “professional debtor” and someone that “positions myself” to not only get myself out of my responsibilities but look to sue others. This telephone conversation went downhill fast!
First of all, [...]

By debtcrun
Today on the Dave Ramsey radio show, he offered his opinion about giving above your tithes in the form of commiting to a church building program all the while trying to get out of debt.
His guidance? Pray about it – act on what God puts on your heart to do. I understood completely when [...]

By debtcrun
Anna Nicole Smith died today. She was 39 and left behind a 5 month old daughter. I know – it’s Hollywood stuff. This isn’t about whether you were a fan or not – it’s about a mother that lost her 20 year old son five months ago when she was in the hospital after [...]

When Debt Collectors Cross the Line – Bogus Threats & Illegal Collection Tactics By Charles Phelan If you are behind on your bills and on the receiving end of collection phone calls, you will probably hear collectors make some very threatening statements. While most debt collection professionals try to stay within the boundaries defined by [...]