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How to Ask for a Raise – 8 Tips to Get That Pay Raise
By debtcrun
8 Tips To Help You Get That Raise – Nobody likes going in to ask the boss for a pay raise, but everyone likes getting one! Unfortunately, sometimes the only way to get the boss to hike your pay is to go in and ask. This can be a bit stressful and awkward, but [...]
Subprime lenders – Subprime rates – Don’t Buy a Home Until You Can Afford It!
By debtcrun
Delaying Gratification Means Wait Until the Time is RIGHT -
Banks and financial institutions are lending at subprime rates to
borrowers that are high risk due to poor payment history, inadequate
earning power and less than 20% down payment. As you can read one story
about the impact of borrowing before you are ready on Yahoo! – Subprime [...]
Home Budget – A Spending Ratio for a More Balanced Life – Personal Finance
By debtcrun
On Money Monk’s December 2006 post – Why I Save Money I learned about a spending ratio that will lead us to a more balanced life financially.
50% Must-Haves
20% Savings
30% Wants
This spending ratio is apparently brought forth in Elizabeth Warren and Amelia Warren Tyagi’s book All Your Worth: The Ultimate Lifetime Money Plan. Now [...]
Debt Crunch – When Debt Collectors Cross the Line
When Debt Collectors Cross the Line – Bogus Threats & Illegal Collection Tactics By Charles Phelan If you are behind on your bills and on the receiving end of collection phone calls, you will probably hear collectors make some very threatening statements. While most debt collection professionals try to stay within the boundaries defined by [...]
