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Top 5 Obsessions – I’ve been TAGGED!

Money Monk got tagged by Finance Girl so she spilled her guts on her top 5 obsessions then tagged me along with four other money bloggers. This scramble had Money Monk tagging me here at Debt Crunch. So it’s my turn to share my top 5 obsessions… then, of course, I will tag five unsuspecting [...]

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Top 5 Obsessions – I’ve been TAGGED!

By debtcrun
Money Monk got tagged by Finance Girl so she spilled her guts on her top 5 obsessions then tagged me along with four other money bloggers. This scramble had Money Monk tagging me here at Debt Crunch. So it’s my turn to share my top 5 obsessions… then, of course, I will tag five [...]

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Debt – The Crux of the Matter

By debtcrun
Debt collectors rise to the occasion – I received a call yesterday from a less than friendly debt collector that instantly characterized me as a “professional debtor” and someone that “positions myself” to not only get myself out of my responsibilities but look to sue others. This telephone conversation went downhill fast!
First of all, [...]

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Debt Crunch – Frugal Living is the Way to Build Wealth

By debtcrun
Frugal Living Is The Way To Build Wealth! Frugal living and building wealth go hand in hand. Saving small amounts really adds up to build your wealth.
There are three things that my grandma always told me:
1) Always treat others as you would want to be treated
2) Live your life the best way you can
3) [...]

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Get a credit card to establish credit – What were we thinking?

By debtcrun
Debt Crunch Going into debt to establish credit – what are we teaching our children? I know. I know. I’m just as guilty as the next guy. I listened to a twenty something during a break at a work training – she was explaining how to needed a co-signer for her car loan even [...]

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Home Budget – A Spending Ratio for a More Balanced Life – Personal Finance

By debtcrun
On Money Monk’s December 2006 post – Why I Save Money I learned about a spending ratio that will lead us to a more balanced life financially.
50% Must-Haves
20% Savings
30% Wants
This spending ratio is apparently brought forth in Elizabeth Warren and Amelia Warren Tyagi’s book All Your Worth: The Ultimate Lifetime Money Plan. Now [...]

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